At Hikari Nova, our mission is to demystify online trading and empower our users with the tools and knowledge needed to navigate the financial markets effectively. As part of this mission, we often delve into topics that resonate deeply with those striving for financial freedom. Financial independence—specifically, the ability to live off one's assets without the need for active employment—is a goal many of our users aspire to. However, the reality of achieving this milestone, particularly in the world’s most developed nations, is more complex than it might initially appear.

Why This Topic Matters

Understanding the true landscape of financial independence is crucial for anyone looking to make informed decisions about their financial future. Whether you're trading actively or building a long-term investment portfolio, knowing where you stand on the path to financial independence can influence your strategy and goals.

In this article, we explore the real percentages of people in First World countries who achieve financial independence before retirement age, with a specific focus on those who have a net positive worth—excluding those whose debts exceed their assets. Our aim is to provid...